Products
Business Banking
Earn 3.25% Annual Percentage Yield (APY) in a fully-liquid checking account
Royalties
Seamlessly collect royalty payments from your franchisees
Capital
End-to-end business financing — from SBA to lines of credit
Capital
SBA loan platform,
all-in-one.
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Applying for an SBA loan used to mean weeks of paperwork and uncertainty. Altir changes that. Our platform uses AI to generate complete SBA loan packets, cutting down manual work and accelerating time-to-approval. Once your application is ready, we match you with vetted SBA lenders in our partner network to help you secure the financing your business needs.
Fast
Auto-generate compliant SBA loan packets
Simple
Built-in eligibility checks and smart guidance
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Direct access to Altir’s lender network
Multi-purpose
Designed for 7(a), 504, and microloans
Capital
Streamlined SBA lending
for franchisees.
SBA loans are a powerful tool for franchise growth—but the process is slow, confusing, and often a dead end. Altir simplifies it all: we help franchisees prepare complete, lender-ready application packets and route them directly to SBA Preferred lenders.
Funding Made Frictionless
No more paperwork panic.
Smart SBA Packets
Altir guides you through the SBA process, automates paperwork, and generates key documents—streamlining your application without the guesswork.
Built-In Eligibility
Avoid dead ends. Our real-time checks flag disqualifying issues early—so only qualified applications move forward, saving time and frustration.
No-Risk Discovery
Explore your loan options without affecting your credit. A hard pull is only run once a term sheet has been issued.
Capital that Fuels your Vision
Use SBA funds for working capital, equipment, real estate, or acquisitions—deployed quickly and flexibly with Altir.
Streamlined Process
Smarter steps to your SBA loan.
1
Get Started
Tell us a bit about your business and goals — we’ll use it to determine if an SBA loan is the right fit.
2 min
2
Upload Documents
Based on your capital request, we'll give you a customized set of required documents and guide you through the upload process.
60 min
3
Receive Term Sheet
Once everything is uploaded, we’ll create a fully packaged application, submit it to our partner banks, and get you an offer.
5-7 days
Help with Documents
AI-Powered Docs. Human-Centered Support.
Missing paperwork? No problem. Altir’s AI assistant — backed by real human experts — can create the documents your application needs, even if you don’t have everything ready. Just upload what you have — we’ll fill in the rest so you can move ahead with confidence.
Need help?
Meet your own personal assistant.
Altir's AI-powered lending assistant can help generate documents required in your application. Simply provide us with any files that might help, and we will get to work for you! No more guesswork or delays — we fill in the gaps, so you can move forward with confidence.
Need help?
Meet your own personal assistant.
Altir's AI-powered lending assistant can help generate documents required in your application. Simply provide us with any files that might help, and we will get to work for you! No more guesswork or delays — we fill in the gaps, so you can move forward with confidence.
Flexible Funding
Tailored Capital for your Business's Needs.
Whether you're expanding, upgrading, or launching something new, Altir delivers fast, growth-friendly capital designed to move your business forward.
Embedded Working Capital
If an SBA loan is not the right fit...
Altir has partnered with Lendica to bring you precision underwriting, allowing you instant access to better rates and increased credit limits. Unlock flexible, non-dilutive capital to invest in larger purchases, grow your team, and scale your business.
Apply in minutes, and get an instant decision
No impact on your credit, even if you're rejected
Boost your credit limit as your sales grow
No fees until you draw down capital
You’ve got questions, we’ve got answers.
Frequently Asked Questions
No. Altir is not a bank, lender, or SBA-approved lender. We assist your business in preparing a loan application and submit it to one or more SBA-approved partner banks for consideration.
Loan decisions and disbursements are made solely by our partner banks, not by Altir. Each lender independently underwrites and decides whether to approve your loan.
No. Altir does not perform soft or hard credit checks. Your credit will only be pulled by a lender if you are connected to a lender and authorize the credit inquiry. In some cases, lenders may also request authorization to check the credit of personal guarantors later in the process.
No. You are not charged a fee by Altir. However, Altir may receive a referral or origination fee from the lender if your loan is approved and funded. This does not affect your interest rate or loan terms.
Altir assists in compiling your application and submits it on your behalf to one or more lending partners. You are responsible for ensuring the information provided is accurate.
Your data is collected solely to prepare your loan application. It may be shared with third-party SBA-approved lenders for evaluation. For details, please refer to our Privacy Policy.
Loan terms vary by lender. Submitting an application does not obligate you to accept any loan. We encourage reviewing all offers carefully.
Fast & flexible
Embedded Working Capital
Need cash to restock inventory, manage payroll, or cover operating expenses? Altir’s embedded capital tools make it easy to get approved for working capital or lines of credit—often in under 24 hours. No lengthy paperwork. No hidden hoops. Just access to flexible funding, built directly into the tools you already use.
Approvals in as little as one day
Transparent terms and real-time tracking
Lines of credit and one-time working capital advances
Seamless integration into your existing workflows